If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Although it’s not compulsory, if you own your own home this sort of insurance should be a top priority.

Home Insurance is a broad term that covers two distinct types:

  • Buildings Insurance – protects the permanent structures of your home, such as kitchens, bathrooms, and other fixtures.
  • Contents Insurance – covers the belongings inside your home, including furniture, electronics, personal items, and certain types of flooring like carpets.

You can choose to purchase each type separately, or often combine them into a single joint policy with one insurance provider for convenience and peace of mind.

We can search through a range of policies to find the one that suits you best from our extensive list of insurers.

Our clients choose to trust us over the competition because of the way we conduct our business.

A team of qualified financial mortgage advisers backed up by a dedicated team of support staff.

We’re independent, we work for our clients’ interests, not those of a bank or insurance company.

We continue to monitor the market place and will keep you updated on opportunities

We provide access to your own Client Portal for secure messages and document uploads

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Elite Independent Mortgages Ltd is authorised and regulated by the Financial Conduct Authority who oversees all financial business in the UK. You can find us on their website www.fca.org.uk. Our registration number is 301502. Our registered address is 3 Hannah Street, Porth, Rhondda Cyon Taf, CF39 9PU.